The easiest way to get 
a great mortgage

Get your mortgage

It's free & applying only takes minutes

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We get to know you.

With some simple questions, we’ll build your unique profile to match you with a great mortgage, saving you time and importantly, money.

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We negotiate for you.

No more hassle, we do the work for you! Our technology powered mortgage experts find savings from our top-tier banks and institutions to match your unique needs.

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We get your mortgage.

Select from tailored mortgage options, matching your unique needs and saving you thousands. Our team will then be there to help, until you move into your new home.

Why Pick HOMEWISE
Over The Other Guys?

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Save money on your mortgage.

Whether it's pre-approval, approval, switch or refinance, we aim to save our members up to $20,000 on the average mortgage. See what you’ll save when you choose a Homewise mortgage. Plus get ongoing tips on how to save money.

Get your $20k back

Apply online in minutes.

Homewise gets things started through a quick and easy application process. In about 5 minutes, we’ll know everything we need to get started. No need to talk to a pushy bank representative or broker.

Start your 5 minute application

We negotiate for you

No more shopping around or hassle. After you sign up, our tech-powered mortgage experts will negotiate with our large list of top-tier lenders on your behalf to find you a great mortgage that meets your unique needs. 

Start your 5 minute application

Support, the way you want it

From the moment you sign up until the end of your mortgage, you can get dedicated personal Homewise support by phone, chat or email, you decide. We’ll be here for you when you need us, and out of your hair when you don’t.

Register and reach out

Become a mortgage expert

Our users have access to continually growing list of helpful home buying resources, content and tools. The more you know, the more informed and empowered you’ll feel through the home buying process.

Get answers today

Honesty is our policy

Unlike other ways to get a mortgage, a Homewise Recommended Mortgage is transparent and understandable every step of the way. No unexplained jargon, hidden fees or backdoor deals - just straight talk.

Let us prove it to you

Our mortgages give back

Every Canadian family deserves a safe, decent and affordable place to call home. So while we are helping you to get your home, we’re also working with Habitat for Humanity to help less fortunate Canadians secure their homes too. We call it Home Karma, good karma from every home funded.

Learn more about home karma

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We negotiate with these lenders so that you don't have to

Scotia Bank Duca Canada Trust First National B2B Bank Home Trust MCAP Merix WealthOne ICICI Bank Canadian Western Bank Effort Trust Marathon Mortgage Corp. Equitable Bank Alterna Savings RMG Lendwise NPX

GET ANSWERS TO
All Your Questions

Whether you’re a first time home buyer or a seasoned house-flipper, you’re going to have questions. We’re constantly updating our smart resources to ensure any question a home buyer might have gets answered. We’re not just giving you tailored mortgage options, we help you understand them.

The Ultimate Mortgage Guidebook

What Documents are Needed for a Mortgage?

Fixed or variable rate, which is right for me?

Why Mortgage Pre-Approval is Important before Home Shopping

What are Expected Closing Costs?

How does Homewise save you money on your mortgage?

See more answers

PEOPLE LIKE YOU
Love Homewise

“I bought a home with a 5 day financing condition. The bank that my family and I have been with for 30 years wouldn't approve me in time as I had a unique profile (my salary is commission). I used Homewise and got approved in 48 hours on a better mortgage!”

Daniel A.

“Aggregator sites show rates that nobody can actually qualify for. Total waste of time. Homewise does the work for you to actually get the right mortgage and truly save money.”

Demi S.

“Homewise gave me amazing advice that helped me not only get a great mortgage, but also understand how to save money moving forward.”

Paul K.

“Finally, a modern way to get a mortgage.”

Zack B.

“My son had so much trouble finding a mortgage through the banks. They seemed to just pass him on from person to person. He came to Homewise and was approved for a great mortgage in less than two days! Highly recommended!”

Gayle A.

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Get smart with Homewise

Ready to buy or refinance a home? See how fast and easy it is to save money with a Homewise Mortgage.

Get Your Mortgage

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