What is a T4?

Borrowers will need to provide at least 2 years of their T4 as part of an application.

A T4 is a document that is required by law for employers to provide to their employees who have employment income (such as salary or hourly income) so that they can file their tax return. The T4 specifies the amount of income that they employee (borrower) earned in a one year period, as well as any deductions that were taken from the earnings.

What is a T4A?

Borrowers will need to provide at least 2 years of their T4A as part of an application.

A T4A is a document that is required by law for employers to provide to their employees who have employment income that is self-employed commission based income or income that is not listed on the T4. The T4A specifies the amount of income that they employee (borrower) earned in a one year period (which can include income tax deducted if it is self-employed commission)

How do you get a T4?

It is provided by employers. Or online, using the CRA website Link- You may need to create an account, but it is very easy to do so as it is a government of Canada website.