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Looking to buy a prospective rental property? This calculator helps you assess the affordability of a rental property by factoring in rental offset or add-back amount.
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The Ultimate Mortgage Guidebook
Whether you have already purchased or are looking to buy soon, being prepared is very important and will save you money. With so much to look forward to, it is important that you make the proper financial decisions during the mortgage process, as it could be one of the largest financial decisions you make in your life. This Mortgage 101 post will help you understand some of the basics to start your learning process on your way to a great mortgage. You can also view more posts here, or reach out to our team at any time with questions using our contact info.
📚 Learn MoreHow Does My Debt-To-Income Ratio Affect My Mortgage Affordability?
When you apply for a mortgage, lenders will take a variety of factors into account to determine whether or not you’re eligible for approval. One of the most important factors to consider is your debt-to-income ratio. A debt-to-income ratio is also used to determine how much you’re eligible to borrow from the lending institution, which then determines the type of home or neighbourhood you can buy in.
📚 Learn MoreHow You Can Prepare to Buy a Home as Prices Increase
As competition and home prices are increasing, it’s normal for buyers to feel overwhelmed and a little hesitant about entering the market. If you’re planning to buy a home during this time, here are some ways you can better prepare for this purchase.
📚 Learn MoreDon't overpay for your mortgage!
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