Are you thinking about buying a new home? From finding out what you can afford to securing a mortgage that suits your needs, there are a ton of things to consider. But don’t be overwhelmed. When you’re working with the right team, the process of buying a home and securing a mortgage is easier than it may seem.

At Homewise, our process is simple, fast, free and mainly completed online! Our team of dedicated mortgage and real estate professionals are eager to make this experience as enjoyable and stress-free as possible for buyers, all while helping them save as much time and money as they can. Here’s what you can expect when you get your mortgage and buy your home with Homewise.

It only takes minutes of your time to get pre-approved.

For anyone planning to buy a home soon, we always recommend getting pre-approved for a mortgage as the first step. It gives you clarity on your home affordability, simplifies your home search and helps you properly budget for all expenses. And as a bonus, you can lock in a rate for up to 120 days. If you’ve already been pre-approved and purchased a home that has yet to close, our team can still help! We can navigate the market once more before you close to see if there is an even better solution for you to get the best rate and features for your mortgage.

At Homewise, our goal is to ensure that buyers are confident in their mortgage and are set up for success moving forward. That’s why we’ve made our process quick and simple through our 5-minute online application!

We have a team of expert real estate professionals.

We know homeownership is an exciting time, but it can also be stressful for new buyers. Our team of knowledgeable realtors leverage industry leading technology to help buyers find their perfect home faster and easier than ever before. With all of our clients, we take a personalized approach to clearly understand what they’re looking for, their short and long-term goals and their current financial situation. At the end of the day, we want to ensure that our clients are always experiencing the buying process they dreamed of. Further, our mortgage and real estate experience combined allows us to help you buy with confidence. We provide you with the necessary insight to know exactly what you can afford and all of the costs associated with your home purchase.

Looking to sell and buy? Our team has sold hundreds of homes and would love to help you understand what your property is worth to ensure you get the price you and your home deserve in a sale.

We allow for fast and easy approvals with great rates.

Once you’ve purchased a home, you’ll need to get final approval on your mortgage. A pre-approval doesn’t mean you’re fully locked in to anything. It’s also important to know that the options you’re presented with on a pre-approval are rarely as strong when you get approved. So, once you buy a home – especially if you have a conditional financing offer – we'll help you find the best options available and get you approved on a mortgage you’re comfortable with.

We shop over 30 banks and lenders to find you the best mortgage.

Our team at Homewise works with over 30 banks and lenders to find you the best full-featured mortgage, with favorable rates and products to save you money now and in the future. Once you contact us, you’ll be paired with a personal Mortgage Advisor who will explore the marketplace for options with features and rates that align with your financial goals and current situation. We’ll shop around different lenders, present you with the best mortgage options and provide unbiased advice with full transparency so that you can confidently make a decision.

We help you prepare key documents and understand the terms.

When you start the process, your personal Homewise Mortgage Advisor will walk you through all of the important paperwork required. This includes personal and financial documents, a copy of your credit report and other key details a lender typically requires in order to move forward. If you have an existing mortgage on your current home, Homewise will also help you understand what refinancing and switching looks like, and help you decide whether going in this direction makes sense.

If you’re currently in the market to buy a new home, get pre-approved online with us today in just 5 minutes, here!